[cherie]

And what would you wish to call your Mistress, mommy?

xox
Cherie

[cherie]

I was (naturally!) hesistant about Alertpay;  their patter is very reassuring to adult business owners, but really – as with all the other processors – it’s not the processing company, it’s the credit card company itself which has the last say.  (Thanks, Visa!)  Alertpay seems to address this by requiring extra precautionary measures, which would (in theory) reduce chargebacks, the prevalance of which in the adult industry is the reason for all the cc companies’ caution.  (You know, guy pays for pornsite membership, wife says “honey, what’s this charge for?”, guy promptly calls the card company to report a fradulent charge – you get the picture)

So before I signed up I sent them this email:

Good People,

Your service has been suggested to me as a possible solution to the problem of accepting online payments for my tiny business.  Because I sell “adult” products it’s been difficult to find a reliable processor that will take my transactions and those that do often change their policies after a few months.  Your approach of requiring a higher fee & more stringent protective measures seems like a good compromise between the needs of small adult businesses and big credit companies like Visa who are naturally concerned about preventing chargebacks.

So here’s my question.  I notice that one of the requirements for this account is a clearly defined return policy.  Now what I sell actually is a particular sort of fetish item, ladies underwear and other clothing that has been worn.  Not used clothing, but unlaundered worn items;  what the buyer is actually after are the smells etc that remain on the clothing.  Since this is essentially a service rather than a product, my policy has been to give replacement items rather than refunds if a customer is dissatisfied with their order.  What I want to know is a) are such products acceptable under your policies?  and b) is this replacement policy acceptable to you?

Thanks,
Cherie

Their reply:

Hello Cherie,

Thank you for contacting AlertPay.
a) You products are acceptable within AlertPay terms, however as you are probably aware of you must
open an AlertPay Secured account.

b) This policy applies, you state the terms and conditions of your return/refund/replacement
policy.  We assume this will be stated to your members before payment is made. Once your members
agree to this, they have agreed to your terms.

This tells me that Alertpay is ok with my business right now, however, I sincerely doubt that the “extra precautions” (since they consist of nothing more than telling adult business owners that they must have a return/refund policy, without ANY kind of verification or standards) are going to pass muster with the credit card companies (particularly Visa).  Now I also know Visa WILL accept adult stuff, they just require adult businesses to pay twice as much to register; maybe Alertpay has negotiated some kind of deal with them to offset the higher risk with higher fees…or maybe Alertpay will also have a change of heart a few months down the road, when Visa is threatening to stop doing business with them.

xox
Cherie

[cherie]

At least they let us have our money…they’re also not currently doing business with US banks, and I was afraid I’d lose the entire balance in my account (not that there was all that much of a balance, but still), but the check has arrived and cleared this past week.  *WHEW*

xox
Cherie

[cherie]

Are you really a secret crossdresser if all your classmates know, naughty Mommy?  😉

Welcome to Panty Hog, btw!

xox
Cherie

[cherie]

Welcome to Panty Hog Kate!  It’ll be nice to have another sexy mama around here  😉

xox
Cherie

[cherie]

You need a third category Mommy, something like “depends on my mood.”  I know sometimes I like to watch a miniskirted cartoon vixen take on a dozen tentacled monsters, but sometimes I just wanna watch a real-flesh orgy.
jo

xox
Cherie

[cherie]

I nominate Leatherz for Best Avatar(s), and Asseater for, uh, Most Unique Avatar   :cheer:

xox
Cherie

[cherie]

Young and cute in a “different” kind of way is definitely an asset I think.  I’ve seen several girl’s sites that go all out with the punk/goth chickie thing.  For a lot of buyers (correct me if I’m wrong on this guys!) it’s about a fantasy of having the girl that you’re hugely unlikely to ever actually get with – the barely-legal goth girl at the bookstore or nerdy babydyke behind the coffee counter kind of thing.

I’d also say playing up the bike-riding is a good idea.  A lot of guys seem to go for “workout” smells.

Welcome to PHog Elle!

xx
Cherie

[cherie]

Greetings Alaskabreast!  I’m not sure if I’ve said hello yet, since I’ve not been able to visit PHog much lately :cry:  but I finally saw your post and just wanted to say welcome!

xxx
Cherie

[cherie]

Hey, whatever works, right?? ?lmao

Welcome to Panty Hog Bigdaddy!

xox
Cherie

…wondering if she could get any truckers to do some advertising for her…

[cherie]

…struck with a sudden vision of a group of scruffy slacker guys sitting around a big old hookah loaded with the finest pink cotton “gushers” …

lmao lmao lmao lmao lmao

xox
Cherie

[cherie]

Well thank you Bubba? ?;)

I’m sorry to say that the new site is NOT going to be up by New Years, not by a long shot? :P? When I have a rough build done I will announce it in the Panty Mistress board.

xox
Cherie

[cherie]

Welcome Sherry!  It’s so great to have another sexy BBW on the board.  Love your avatar!

:kiss: :kiss: :kiss:

xox
Cherie

[cherie]

Bubba,

You are very correct in that in an in the flesh BDSM relationship there would be a considerable time spent getting to know each other’s boundaries and establishing trust, but, as Karen points out, we are dealing with online interactions.? And not just that, but also with a very specialized sort of interactions – those between a paying (in some fashion) sub and his Mistress-for-hire.? In those circumstances the guy is often recklessly eager to dive right in to the most extreme fantasy scenario, even to the point of moving on to another Mistress if his first choice “holds back,” but shamefully lax in keeping to any actual discipline.? Very frustrating for the Mistress, especially since she’s likely to have put a HUGE amount of work into setting up the training program he insisted he wanted and is now ignoring.

x
Cherie

[cherie]

[quote author=joe link=topic=686.msg4302#msg4302 date=1136008381]
I saw the alertpay thingy here and signed up. I made my first panty by with it this week. Smooth sailing.? 🙂 As long as they take money for payments why bother with others you don’t know about?? :huh:? joe

Because it’s a constant battle to find a processor that accepts our business Joe.  Only a few weeks ago PPPay was a good processor for us, and Nochex was the “gold standard” in the UK that had all us American girls envious. 

xox
Cherie

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